Chapter 7 Bankruptcy Prices and Terms

To start the process of filing for Chapter 7 personal bankruptcy, most clients are only required to pay the court filing fee and a portion of the attorney fees upfront.

In most cases, the balance can be paid to us in the form of a post-dated check.

Click here for the most current filing fees.

Chapter 13 Bankruptcy Prices and Terms

In order to retain your assets and reorganize your debt in a Chapter 13 bankruptcy filing, you typically will need only the filing fee to start the process, with the balance of the attorney fees spread out over payments over time.

Under your Chapter 13 plan, you will begin repaying anywhere from 1% to 100% of your unsecured debt to creditors depending on the financial analysis of your debts and assets.

Additional Requirements of the New Bankruptcy Law

Under the new bankruptcy law a person MUST attend a credit counseling session before his or her case may be filed. These counseling sessions may be completed through one of the approved court agencies in person, over the phone, or online. Typically these agencies will charge a fee of $50 for this required service. Once you have completed this counseling session the agency can fax, mail or email your certificate to either you, your attorney or both.

For additional information on the new bankruptcy law please click here.

Payment of Fees

We accept cash, money orders, debit cards and credit cards. Please note that we may only accept credit cards from a third party. Bankruptcy law does not allow an indivdual to the use a credit card to pay for fees. If you wish to use a third party credit card please make sure that the individual is with you at your appointment for verification.